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Financing for Multifamily and Mixed-Use Properties
Apartment and mixed-use financing structured around the property’s cash flow and your plan.
- 5+ units and mixed-use
- DSCR, permanent and bridge
- Purchase and refinance
On select programs, subject to lender approval. Not all applicants will qualify. Term sheets are subject to review and lender approval. Not a commitment to lend.
Financing for 5+ Unit Apartment Buildings and Mixed-Use Properties
Blue Fox Capital Corporation arranges and places financing for multifamily apartment buildings and mixed-use properties for investors across the country. Whether you’re acquiring your first 5-unit building or refinancing a 100+ unit portfolio, we arrange and place financing structured around the property’s cash flow and your plan.
Loan Programs
DSCR / Debt Service Coverage Ratio Loans
- Qualify based on property cash flow — no personal income verification
- 5–8 unit residential and 2–8 unit mixed-use on select programs
- Fixed and adjustable structures matched to your scenario
- Available to LLCs and other investment entities
Agency-Style / Permanent Financing
- Agency-style permanent financing for stabilized multifamily assets, where available
- Non-recourse options on select programs
- 5+ unit properties. Most states, depending on the program and property type; subject to lender approval
Bridge Financing for Multifamily
- Ideal for value-add acquisitions and lease-up situations
- Leverage varies by program and as-is value
- Transition to permanent financing upon stabilization
- Larger transitional assets: see Commercial Bridge Loans; newly built projects: see Construction Takeout Loans
Eligible Property Types
- Apartment buildings (5–500+ units)
- Mixed-use buildings (retail + residential)
- Student housing
- Senior and workforce housing
Why Multifamily Investors Choose Blue Fox Capital Corporation
Multifamily is one of the strongest performing commercial asset classes, and we understand the nuances of underwriting income-producing properties. Our team helps you structure financing around actual property cash flow, tenant mix, and long-term hold strategy — not just your W-2.
We work with investors ranging from first-time apartment buyers to seasoned portfolio operators managing millions in assets under management.
Have a multifamily deal? Send it to Blue Fox Capital Corporation and we will review it and the financing options that may fit.
Get a Multifamily Loan Quote
Acquiring or refinancing an apartment building or mixed-use property? Send it over and we will review the financing options that may fit.
Multifamily Loan FAQ
What unit count qualifies as a multifamily property?
For commercial multifamily financing, properties typically need 5 or more units. Properties with 2 to 4 units are generally financed through residential loan programs.
Can I finance a mixed-use building?
Yes. Mixed-use properties with both residential and commercial space may qualify for several of the loan programs we place, depending on the residential-to-commercial ratio.
Can you arrange financing for value-add multifamily projects?
Yes. We arrange financing for bridge and renovation loans for investors who plan to reposition or improve multifamily properties before refinancing into permanent debt.
What loan terms are available for multifamily?
Terms range from short-term bridge loans to long-term DSCR and conventional programs, depending on the property’s stabilization status and your investment strategy.
Blue Fox Capital Corporation arranges and places business-purpose financing. Blue Fox Capital Corporation is a licensed California mortgage broker (DRE 01527288, NMLS 1840487). On select correspondent loan programs it is the direct lender named on the loan documents. We confirm the role for your loan before anything is submitted. Daniel Eckhouse, NMLS 217328 | CA DRE 01977403. The loans described on this page are business-purpose loans secured by non-owner-occupied investment or commercial property. They aren’t available for a home you live in or plan to live in. Program ranges are marketing ranges, not guarantees. They’re subject to change without notice, and to borrower qualification, property eligibility, appraisal and lender approval. Not all applicants will qualify. This is not a commitment to lend. Equal Housing Opportunity. 4695 MacArthur Court, 11th Floor, Newport Beach, CA 92660 | (310) 756-3619 | dan@bluefoxcapital.com