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Multifamily & Mixed-Use Loans
Apartment and mixed-use financing structured around the property’s cash flow and your plan.
- 5+ units and mixed-use
- DSCR, permanent and bridge
- 6–24 month bridge terms
On select programs, subject to lender approval. Not all applicants will qualify.
Financing for 5+ Unit Apartment Buildings and Mixed-Use Properties
Blue Fox Capital specializes in financing multifamily apartment buildings and mixed-use properties for investors across the country. Whether you’re acquiring your first 5-unit building or refinancing a 100+ unit portfolio, we arrange financing through third-party lenders, structured around the property’s cash flow and your plan.
Loan Programs
DSCR / Debt Service Coverage Ratio Loans
- Qualify based on property cash flow — no personal income verification
- 5–8 unit residential and 2–8 unit mixed-use on select programs
- 30-year amortization, fixed and adjustable rate options
- Available to LLCs and other investment entities
Agency-Style / Permanent Financing
- Agency-style permanent financing for stabilized multifamily assets, where available
- Non-recourse options available
- 5+ unit properties. Business-purpose and commercial financing available nationwide through our lender network, subject to lender approval.
Bridge Financing for Multifamily
- Ideal for value-add acquisitions and lease-up situations
- Leverage varies by program and as-is value
- 6 to 24 month terms, interest-only
- Transition to permanent financing upon stabilization
Eligible Property Types
- Apartment buildings (5–500+ units)
- Mixed-use buildings (retail + residential)
- Student housing
- Senior and workforce housing
Why Multifamily Investors Choose Blue Fox Capital
Multifamily is one of the strongest performing commercial asset classes, and we understand the nuances of underwriting income-producing properties. Our team helps you structure financing around actual property cash flow, tenant mix, and long-term hold strategy — not just your W-2.
We work with investors ranging from first-time apartment buyers to seasoned portfolio operators managing millions in assets under management.
Ready to finance your next multifamily deal? Contact Blue Fox Capital today for a no-obligation consultation.
Get a Multifamily Loan Quote
Acquiring or refinancing an apartment building or mixed-use property? Let us structure the right financing for your deal.
Multifamily Loan FAQ
What unit count qualifies as a multifamily property?
For commercial multifamily financing, properties typically need 5 or more units. Properties with 2 to 4 units are generally financed through residential loan programs.
Can I finance a mixed-use building?
Yes. Mixed-use properties with both residential and commercial space qualify for several of our loan programs, depending on the residential-to-commercial ratio.
Do you offer loans for value-add multifamily projects?
Yes. We offer bridge and renovation loans for investors who plan to reposition or improve multifamily properties before refinancing into permanent debt.
What loan terms are available for multifamily?
Terms range from 12-month bridge loans to 30-year fixed-rate DSCR and conventional programs, depending on the property’s stabilization status and your investment strategy.
For the loans described on this page, Blue Fox Capital Corporation acts as a California mortgage broker, not a lender. We arrange business-purpose financing through third-party lenders. CA DRE 01527288 | NMLS 1840487. Daniel Eckhouse, NMLS 217328 | CA DRE 01977403. The loans described on this page are business-purpose loans secured by non-owner-occupied investment or commercial property. They aren’t available for a home you live in or plan to live in. Program ranges are marketing ranges, not guarantees. They’re subject to change without notice, and to borrower qualification, property eligibility, appraisal and lender approval. Not all applicants will qualify. This is not a commitment to lend. Equal Housing Opportunity. 66350 Pierson Blvd, Suite A, Desert Hot Springs, CA 92240 | (310) 756-3619 | dan@bluefoxcapital.com