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Commercial Bridge Loans

Short-term financing to acquire, reposition or refinance commercial property before permanent debt.

  • From $500,000
  • Up to 70% LTV
  • Interest-only

On select programs, subject to lender approval. Not all applicants will qualify.

Short-Term Bridge Financing for Commercial Real Estate Investors

Blue Fox Capital’s commercial bridge loans provide fast, flexible short-term financing to help investors acquire, reposition, or refinance commercial properties before securing permanent financing. Whether you’re bridging to a sale, a DSCR loan, or conventional financing, we structure deals built around your timeline, subject to lender approval.

Loan Highlights

  • Loan amounts from $500,000; larger balances considered case by case
  • Short-term structures; terms vary by program
  • Up to 70% LTV on as-is or stabilized value on select programs; value-add structures may include renovation funding
  • Interest-only payments during the bridge period
  • Timelines depend on the property, the file and lender approval
  • Business-purpose and commercial financing available nationwide through our lender network, subject to lender approval.

Eligible Property Types

  • Multifamily (5+ units)
  • Mixed-use
  • Office and retail
  • Industrial and warehouse
  • Hospitality
  • Self-storage

Ideal Use Cases

  • Acquisition of value-add properties needing stabilization
  • Refinancing out of hard money or matured debt
  • Repositioning properties ahead of a sale or permanent refinance
  • Time-sensitive closings where conventional financing is too slow

Why Blue Fox Capital for Bridge Financing?

We work with a broad network of private lenders and bridge financing sources, allowing us to compare structures for deals that don’t fit conventional boxes. Our team handles the full process — from initial underwriting through closing — so you can focus on the deal.

Ready to discuss your bridge financing need? Contact us today for a no-obligation consultation.

Get a Bridge Loan Quote

Need short-term financing for a commercial acquisition, repositioning, or refinance? Tell us about your project.

Residential investor? See Fix-and-Flip & Bridge Loans. Loan coming due? Send us the loan.

Commercial Bridge Loan FAQ

What is a commercial bridge loan?

A commercial bridge loan is short-term financing (typically measured in months, not years) used to acquire or reposition a commercial property before securing permanent financing or selling the asset.

When should I use a bridge loan instead of permanent financing?

Bridge loans are ideal when a property needs renovation, has below-market occupancy, or when you need to close faster than conventional timelines allow.

What property types qualify for bridge loans?

Most commercial property types qualify, including multifamily, office, retail, industrial, mixed-use, and hospitality.

What is the typical LTV on a bridge loan?

The lender sets the LTV. On select stabilized bridge programs it runs up to about 70% of value, depending on property type, location and borrower experience.

Blue Fox Capital Corporation is a direct lender on select programs and a mortgage broker for other products. Programs, terms and availability vary by loan and are subject to approval. CA DRE 01527288 | NMLS 1840487. Daniel Eckhouse, NMLS 217328 | CA DRE 01977403. The loans described on this page are business-purpose loans secured by non-owner-occupied investment or commercial property. They aren’t available for a home you live in or plan to live in. Program ranges are marketing ranges, not guarantees. They’re subject to change without notice, and to borrower qualification, property eligibility, appraisal and lender approval. Not all applicants will qualify. This is not a commitment to lend. Equal Housing Opportunity. 66350 Pierson Blvd, Suite A, Desert Hot Springs, CA 92240 | (310) 756-3619 | dan@bluefoxcapital.com