/* Blue Fox Capital Corporation · site styles (v2 redesign, 2026-10-13)
   Modeled on the top private-lender sites: white canvas, one blue accent,
   large headlines, uppercase eyebrows, uniform spec cards, real property photos.
   Colorway from the brand: blue #156FED to #69ACE0, navy #0d1820. No green. */

:root {
  --blue: #156FED;
  --blue-deep: #0B4FBF;
  --blue-2: #69ACE0;
  --blue-50: #EEF4FF;
  --blue-100: #DCE8FF;
  --navy: #0d1820;
  --navy-2: #13263a;
  --ink: #16202a;
  --text: #4f5b66;
  --muted: #7b8792;
  --line: #e4e9ef;
  --soft: #f6f8fb;
  --white: #fff;
  --grad: linear-gradient(90deg, var(--blue) 0%, var(--blue-2) 100%);
  --font-h: "Plus Jakarta Sans", "Segoe UI", sans-serif;
  --font-b: "DM Sans", "Segoe UI", sans-serif;
  --radius: 14px;
  --radius-sm: 10px;
  --shadow: 0 12px 36px rgba(13, 24, 32, .08);
  --shadow-lg: 0 24px 60px rgba(13, 24, 32, .14);
  --container: 1200px;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body { margin: 0; font-family: var(--font-b); font-size: 16px; line-height: 1.7; color: var(--text); background: var(--white); }
img { max-width: 100%; height: auto; display: block; }
a { color: var(--blue); text-decoration: none; transition: color .2s; }
a:hover { color: var(--blue-deep); }
h1, h2, h3, h4 { font-family: var(--font-h); color: var(--ink); line-height: 1.15; margin: 0 0 16px; font-weight: 700; letter-spacing: -.01em; }
h1 { font-size: clamp(34px, 5vw, 56px); font-weight: 800; letter-spacing: -.02em; }
h2 { font-size: clamp(28px, 3.6vw, 42px); letter-spacing: -.02em; }
h3 { font-size: clamp(19px, 2vw, 22px); }
h4 { font-size: 17px; }
p { margin: 0 0 16px; }
ul { margin: 0; padding: 0; list-style: none; }
.container { width: 100%; max-width: var(--container); margin: 0 auto; padding: 0 20px; }
.skip { position: absolute; left: -999px; top: 8px; background: var(--navy); color: #fff; padding: 8px 12px; z-index: 100; }
.skip:focus { left: 8px; }
svg { width: 1em; height: 1em; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.eyebrow { display: inline-block; font-family: var(--font-h); font-size: 12px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--blue); margin-bottom: 12px; }
.section { padding: 96px 0; }
.section.soft { background: var(--soft); }
.section-head { max-width: 760px; margin-bottom: 48px; }
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }
.section-head p { font-size: 17px; }
.lead { font-size: 18px; color: var(--ink); }

/* buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; font-family: var(--font-h); font-weight: 700; font-size: 15px; padding: 13px 24px; border-radius: 8px; border: 0; cursor: pointer; white-space: nowrap; transition: transform .2s, box-shadow .2s, background .2s, color .2s; }
.btn svg { width: 16px; height: 16px; }
.btn-primary { position: relative; overflow: hidden; }
.btn-primary::after { content: ""; position: absolute; top: 0; left: -75%; width: 50%; height: 100%; background: linear-gradient(120deg, transparent, rgba(255,255,255,.35), transparent); transform: skewX(-20deg); transition: left .6s ease; }
.btn-primary:hover::after { left: 125%; }
.btn-primary { background: var(--blue); color: #fff; box-shadow: 0 8px 22px rgba(21, 111, 237, .28); }
.btn-primary:hover { background: var(--blue-deep); color: #fff; transform: translateY(-2px); box-shadow: 0 12px 28px rgba(21, 111, 237, .32); }
.btn-ghost { background: var(--white); color: var(--ink); border: 1.5px solid var(--line); }
.btn-ghost:hover { border-color: var(--ink); color: var(--ink); }
.btn-outline { background: transparent; color: var(--blue); border: 1.5px solid var(--blue); }
.btn-outline:hover { background: var(--blue); color: #fff; }
.btn-light { background: #fff; color: var(--blue-deep); }
.btn-light:hover { background: var(--blue-50); color: var(--blue-deep); }
.btn-lg { padding: 16px 30px; font-size: 16px; }
.text-link { font-family: var(--font-h); font-weight: 700; font-size: 15px; display: inline-flex; align-items: center; gap: 6px; }
.text-link svg { width: 16px; height: 16px; transition: transform .2s; }
.text-link:hover svg { transform: translateX(3px); }

/* top bar */
.topbar { background: var(--navy); color: rgba(255,255,255,.8); font-size: 13px; }
.topbar .container { display: flex; justify-content: space-between; align-items: center; gap: 16px; min-height: 38px; }
.topbar strong { color: #fff; font-weight: 600; }
.topbar-links { display: flex; align-items: center; gap: 22px; }
.topbar-links a { color: #fff; font-weight: 500; display: inline-flex; align-items: center; gap: 6px; white-space: nowrap; }
.topbar-links a:hover { color: var(--blue-2); }
.topbar-links svg { width: 14px; height: 14px; color: var(--blue-2); }

/* header */
.site-header { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.92); backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px); border-bottom: 1px solid transparent; transition: box-shadow .2s, border-color .2s; }
.site-header.stuck { box-shadow: 0 6px 24px rgba(13, 24, 32, .06); border-color: var(--line); }
.header-row { display: flex; align-items: center; gap: 40px; min-height: 84px; }
.brand img { width: 150px; height: auto; }
.site-nav { display: flex; align-items: center; flex: 1; justify-content: space-between; gap: 24px; }
.menu { display: flex; align-items: center; gap: 6px; }
.menu > li { position: relative; }
.menu > li > a { display: inline-flex; align-items: center; gap: 5px; padding: 10px 14px; font-family: var(--font-h); font-size: 15px; font-weight: 600; color: var(--ink); border-radius: 8px; white-space: nowrap; }
.menu > li > a:hover, .menu > li.active > a { color: var(--blue); background: var(--blue-50); }
.menu .chev { width: 14px; height: 14px; stroke-width: 2.4; }
.sub { position: absolute; left: 0; top: calc(100% + 8px); background: #fff; border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow-lg); opacity: 0; visibility: hidden; transform: translateY(8px); transition: opacity .2s, transform .2s, visibility .2s; z-index: 60; }
.sub.list { min-width: 240px; padding: 8px; }
.sub.list li a { display: block; padding: 9px 14px; font-size: 14.5px; font-weight: 500; color: var(--ink); border-radius: 8px; }
.sub.list li a:hover { background: var(--blue-50); color: var(--blue); }
.mega .sub { left: 0; width: min(960px, calc(100vw - 40px)); padding: 28px 28px 20px; }
.mega-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.mega-title { font-family: var(--font-h); font-size: 12px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--muted); margin: 0 0 10px 12px; }
.mega-grid li a { display: block; padding: 9px 12px; border-radius: 10px; font-family: var(--font-h); font-weight: 600; font-size: 14.5px; color: var(--ink); line-height: 1.3; }
.mega-grid li a small { display: block; font-family: var(--font-b); font-weight: 400; font-size: 13px; color: var(--muted); margin-top: 2px; }
.mega-grid li a:hover { background: var(--blue-50); color: var(--blue); }
.mega-foot { display: flex; gap: 22px; flex-wrap: wrap; border-top: 1px solid var(--line); margin: 18px 0 0; padding: 14px 12px 0; }
.mega-all { font-family: var(--font-h); font-weight: 700; font-size: 14px; }
.has-sub.open .sub { opacity: 1; visibility: visible; transform: none; }
.header-cta { display: flex; align-items: center; gap: 18px; }
.menu-toggle { display: none; margin-left: auto; width: 44px; height: 44px; border: 0; background: transparent; cursor: pointer; flex-direction: column; justify-content: center; gap: 5px; align-items: center; }
.menu-toggle span { display: block; width: 24px; height: 2px; background: var(--ink); transition: transform .2s, opacity .2s; }
.nav-open .menu-toggle span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-open .menu-toggle span:nth-child(2) { opacity: 0; }
.nav-open .menu-toggle span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
@media (hover: hover) and (min-width: 1100px) {
  .has-sub:hover .sub { opacity: 1; visibility: visible; transform: none; }
}
@media (max-width: 1200px) { .menu > li > a { font-size: 14px; padding: 10px 10px; } .brand img { width: 132px; } .header-row { gap: 24px; } }
@media (max-width: 1099px) {
  .menu-toggle { display: flex; }
  .site-nav { display: none; position: absolute; left: 0; right: 0; top: 100%; background: #fff; flex-direction: column; align-items: stretch; padding: 8px 20px 24px; border-top: 1px solid var(--line); box-shadow: 0 20px 40px rgba(13, 24, 32, .12); max-height: calc(100vh - 84px); overflow: auto; }
  .nav-open .site-nav { display: flex; }
  .menu { flex-direction: column; align-items: stretch; gap: 0; }
  .menu > li > a { padding: 14px 4px; border-bottom: 1px solid var(--line); border-radius: 0; justify-content: space-between; font-size: 16px; background: none; }
  .menu > li > a:hover, .menu > li.active > a { background: none; }
  .sub, .mega .sub { position: static; width: auto; border: 0; box-shadow: none; padding: 6px 0 6px 10px; display: none; opacity: 1; visibility: visible; transform: none; }
  .has-sub.open .sub { display: block; }
  .has-sub.open .chev { transform: rotate(180deg); }
  .mega-grid { grid-template-columns: 1fr; gap: 10px; }
  .header-cta { padding-top: 16px; justify-content: space-between; }
  .hide-sm { display: none; }
  .topbar .container { min-height: 34px; }
}

/* hero */
.hero { position: relative; overflow: hidden; background: linear-gradient(180deg, var(--blue-50) 0%, #fff 70%); padding: 72px 0 80px; }
.hero::before { content: ""; position: absolute; right: -200px; top: -200px; width: 640px; height: 640px; border-radius: 50%; background: radial-gradient(circle, rgba(105,172,224,.35), transparent 65%); pointer-events: none; }
.hero-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 56px; align-items: center; position: relative; }
.hero h1 { margin-bottom: 20px; }
.hero h1 em { font-style: normal; color: var(--blue); }
.hero .lead { font-size: 19px; color: var(--text); max-width: 560px; margin-bottom: 30px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; align-items: center; margin-bottom: 28px; }
.hero-points { display: flex; flex-wrap: wrap; gap: 10px 24px; font-size: 14.5px; color: var(--ink); font-weight: 500; }
.hero-points li { display: inline-flex; align-items: center; gap: 8px; }
.hero-points svg { width: 20px; height: 20px; color: var(--blue); flex: none; }
.hero-visual { position: relative; }
.hero-visual .photo { border-radius: 24px; overflow: hidden; box-shadow: var(--shadow-lg); aspect-ratio: 4 / 3.3; }
.hero-visual .photo img { width: 100%; height: 100%; object-fit: cover; }
.hero-card { position: absolute; background: #fff; border-radius: 14px; box-shadow: var(--shadow-lg); padding: 14px 18px; display: flex; align-items: center; gap: 12px; border: 1px solid var(--line); }
.hero-card .ic { width: 42px; height: 42px; border-radius: 10px; background: linear-gradient(135deg, var(--blue), var(--blue-2)); color: #fff; display: grid; place-items: center; flex: none; box-shadow: 0 6px 14px rgba(21,111,237,.3); }
.hero-card .ic svg { width: 22px; height: 22px; stroke-width: 1.8; }
.hero-card strong { display: block; font-family: var(--font-h); font-size: 15px; color: var(--ink); line-height: 1.2; }
.hero-card span { font-size: 12.5px; color: var(--muted); }
.hero-card.c1 { left: -28px; bottom: 40px; }
.hero-card.c2 { right: -20px; top: 36px; }
.hero-card.c3 { right: 24px; bottom: -22px; }

/* stats */
.stats { background: var(--navy); color: #fff; padding: 34px 0; }
.stats-grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 20px; }
.stat { border-left: 1px solid rgba(255,255,255,.12); padding-left: 20px; }
.stat strong { display: block; font-family: var(--font-h); font-size: 26px; font-weight: 800; letter-spacing: -.02em; color: #fff; line-height: 1.1; margin-bottom: 4px; }
.stat > span { font-size: 13.5px; color: rgba(255,255,255,.7); }
.stat strong span { font: inherit; color: inherit; }

/* audience */
.audience { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.audience.four { grid-template-columns: repeat(4, 1fr); }
.audience.four .aud p { margin-bottom: 0; }
.aud { position: relative; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 30px 28px 26px; transition: transform .25s, box-shadow .25s, border-color .25s; }
.aud:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: var(--blue-100); }
.aud .ic { width: 56px; height: 56px; border-radius: 14px; background: linear-gradient(135deg, var(--blue-50), #fff); border: 1px solid var(--blue-100); color: var(--blue); display: grid; place-items: center; margin-bottom: 18px; transition: transform .35s cubic-bezier(.2,.8,.2,1), background .3s, color .3s, box-shadow .3s; }
.aud:hover .ic { background: linear-gradient(135deg, var(--blue), var(--blue-2)); color: #fff; transform: translateY(-3px) rotate(-4deg); box-shadow: 0 10px 22px rgba(21,111,237,.3); }
.aud .ic svg { width: 28px; height: 28px; stroke-width: 1.7; }
.aud h3 { margin-bottom: 8px; }
.aud p { font-size: 15px; margin-bottom: 16px; }
.aud ul { margin-bottom: 18px; }
.aud li { font-size: 14px; color: var(--ink); padding: 5px 0 5px 22px; position: relative; }
.aud li::before { content: ""; position: absolute; left: 2px; top: 13px; width: 7px; height: 7px; border-right: 2px solid var(--blue); border-top: 2px solid var(--blue); transform: rotate(45deg); }

/* program cards */
.programs-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.pcard { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; display: flex; flex-direction: column; transition: transform .25s, box-shadow .25s; }
.pcard:hover { transform: translateY(-5px); box-shadow: var(--shadow); }
.pcard .pic { aspect-ratio: 16 / 9; overflow: visible; position: relative; }
.pcard .pic img { border-radius: var(--radius) var(--radius) 0 0; }
.pcard .pic img { width: 100%; height: 100%; object-fit: cover; transition: transform .5s; }
.pcard:hover .pic img { transform: scale(1.04); }
.pcard .tag { position: absolute; left: 14px; top: 14px; background: rgba(255,255,255,.94); color: var(--blue-deep); font-family: var(--font-h); font-size: 11.5px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; padding: 6px 10px; border-radius: 6px; }
.pcard .body { padding: 22px 24px 24px; display: flex; flex-direction: column; flex: 1; }
.pcard h3 { margin-bottom: 6px; }
.pcard p { font-size: 14.5px; margin-bottom: 14px; }
.pcard .specs { display: grid; gap: 8px; margin-bottom: 20px; flex: 1; }
.pcard .specs li { display: flex; align-items: center; gap: 10px; font-size: 14px; color: var(--ink); font-weight: 500; }
.pcard .specs svg { width: 20px; height: 20px; color: var(--blue); flex: none; }
.pcard .badge { position: absolute; right: 14px; bottom: -22px; width: 48px; height: 48px; border-radius: 12px; background: linear-gradient(135deg, var(--blue), var(--blue-2)); color: #fff; display: grid; place-items: center; box-shadow: 0 8px 18px rgba(21,111,237,.35); transition: transform .35s cubic-bezier(.2,.8,.2,1); }
.pcard .badge svg { width: 24px; height: 24px; stroke-width: 1.7; }
.pcard:hover .badge { transform: translateY(-4px) rotate(-6deg) scale(1.08); }
.pcard .actions { display: flex; gap: 10px; align-items: center; justify-content: space-between; border-top: 1px solid var(--line); padding-top: 16px; }
.pcard .actions .btn { padding: 10px 18px; font-size: 14px; }
.programs-more { text-align: center; margin-top: 40px; }

/* how it works */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.step { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 30px 28px; position: relative; }
.step .num { font-family: var(--font-h); font-weight: 800; font-size: 44px; color: var(--blue-100); line-height: 1; margin-bottom: 14px; }
.step h3 { margin-bottom: 8px; }
.step p { font-size: 15px; margin: 0; }
.steps-note { margin-top: 22px; font-size: 14px; color: var(--muted); }

/* why */
.why-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.why-visual { border-radius: 24px; overflow: hidden; box-shadow: var(--shadow-lg); }
.pillars { display: grid; gap: 14px; }
.pillar { display: flex; gap: 16px; padding: 18px 20px; background: #fff; border: 1px solid var(--line); border-radius: var(--radius-sm); }
.pillar .ic { width: 46px; height: 46px; border-radius: 12px; background: linear-gradient(135deg, var(--blue-50), #fff); border: 1px solid var(--blue-100); color: var(--blue); display: grid; place-items: center; flex: none; transition: transform .35s cubic-bezier(.2,.8,.2,1), background .3s, color .3s; }
.pillar { transition: transform .3s, box-shadow .3s, border-color .3s; }
.pillar:hover { transform: translateX(6px); box-shadow: var(--shadow); border-color: var(--blue-100); }
.pillar:hover .ic { background: linear-gradient(135deg, var(--blue), var(--blue-2)); color: #fff; transform: rotate(-6deg) scale(1.06); }
.pillar .ic svg { width: 24px; height: 24px; stroke-width: 1.7; }
.pillar h3 { font-size: 17px; margin-bottom: 4px; }
.pillar p { font-size: 14.5px; margin: 0; }

/* direct band */
.direct { background: linear-gradient(120deg, var(--navy) 0%, #0f2f5e 60%, #155bd0 100%); color: #fff; }
.direct-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 56px; align-items: center; }
.direct h2, .direct h3 { color: #fff; }
.direct p { color: rgba(255,255,255,.8); }
.direct .eyebrow { color: var(--blue-2); }
.direct-list { display: grid; gap: 12px; margin-top: 8px; }
.direct-list li { display: flex; gap: 12px; align-items: flex-start; font-size: 15px; color: #fff; }
.direct-list svg { width: 22px; height: 22px; color: var(--blue-2); flex: none; margin-top: 2px; }
.direct-fox { border-radius: 20px; overflow: hidden; box-shadow: 0 30px 60px rgba(0,0,0,.35); }

/* leadership */
.leader { display: grid; grid-template-columns: 300px 1fr; gap: 48px; align-items: center; }
.leader .avatar { width: 300px; height: 300px; border-radius: 24px; background: linear-gradient(135deg, var(--blue), var(--blue-2)); display: grid; place-items: center; color: #fff; font-family: var(--font-h); font-size: 96px; font-weight: 800; box-shadow: var(--shadow-lg); }
.leader .role { color: var(--blue); font-family: var(--font-h); font-weight: 700; margin-bottom: 14px; }
.leader .license { font-size: 13.5px; color: var(--muted); }

/* FAQ */
.faq { max-width: 860px; margin: 0 auto; }
.faq details { border: 1px solid var(--line); border-radius: var(--radius-sm); padding: 0 22px; margin-bottom: 10px; background: #fff; }
.faq summary { cursor: pointer; font-family: var(--font-h); font-weight: 700; font-size: 16px; color: var(--ink); padding: 18px 34px 18px 0; list-style: none; position: relative; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 0; top: 50%; transform: translateY(-50%); color: var(--blue); font-size: 24px; font-weight: 400; }
.faq details[open] summary::after { content: "\2212"; }
.faq details p { padding-bottom: 18px; margin: 0; font-size: 15px; }

/* final CTA + form */
.cta-band { background: var(--blue); color: #fff; padding: 72px 0; position: relative; overflow: hidden; }
.cta-band::after { content: ""; position: absolute; right: -120px; bottom: -200px; width: 480px; height: 480px; border-radius: 50%; background: rgba(255,255,255,.08); }
.cta-band .container { position: relative; display: grid; grid-template-columns: 1.2fr .8fr; gap: 40px; align-items: center; }
.cta-band h2 { color: #fff; margin-bottom: 10px; }
.cta-band p { color: rgba(255,255,255,.85); font-size: 17px; margin: 0; }
.cta-band .actions { display: flex; flex-wrap: wrap; gap: 14px; justify-content: flex-end; }
.cta-band .btn-outline { color: #fff; border-color: rgba(255,255,255,.6); }
.cta-band .btn-outline:hover { background: #fff; color: var(--blue-deep); border-color: #fff; }
.form-section { background: var(--soft); }
.form-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: 48px; align-items: start; }
.form-side h2 { margin-bottom: 12px; }
.form-side ul { display: grid; gap: 10px; margin: 20px 0 26px; }
.form-side li { display: flex; gap: 10px; align-items: flex-start; font-size: 15px; color: var(--ink); }
.form-side li svg { width: 22px; height: 22px; color: var(--blue); flex: none; margin-top: 2px; }
.form-contact a { display: block; font-family: var(--font-h); font-weight: 700; color: var(--ink); font-size: 17px; }
.form-contact a:hover { color: var(--blue); }
.form-contact small { color: var(--muted); }
.form-shell { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 12px; box-shadow: var(--shadow); }
.form-shell iframe { width: 100%; min-height: 1100px; border: 0; border-radius: 10px; display: block; }

/* inner pages */
.page-hero { background: linear-gradient(180deg, var(--blue-50) 0%, #fff 100%); padding: 48px 0 44px; border-bottom: 1px solid var(--line); }
.page-hero h1 { font-size: clamp(30px, 4.2vw, 46px); max-width: 880px; margin-bottom: 14px; }
.hero-intro { font-size: 18px; color: var(--text); max-width: 760px; margin-bottom: 20px; }
.hero-specs { display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 8px; }
.hero-specs li { background: #fff; border: 1px solid var(--blue-100); color: var(--blue-deep); font-family: var(--font-h); font-weight: 700; font-size: 13.5px; padding: 8px 14px; border-radius: 6px; }
.hero-fine { font-size: 12.5px; color: var(--muted); margin-bottom: 20px; }
.hero-cta { display: flex; flex-wrap: wrap; gap: 12px; }
.crumbs { display: flex; flex-wrap: wrap; gap: 18px; font-size: 13px; font-weight: 500; color: var(--muted); margin-bottom: 18px; }
.crumbs li { position: relative; }
.crumbs li + li::before { content: ""; position: absolute; left: -12px; top: 50%; width: 4px; height: 4px; border-radius: 50%; background: var(--muted); transform: translateY(-50%); }
.crumbs a { color: var(--blue); }
.page-grid { display: grid; grid-template-columns: minmax(0, 1fr) 320px; gap: 56px; padding-top: 56px; padding-bottom: 72px; align-items: start; }
.page-single { padding-top: 56px; padding-bottom: 72px; }
.page-side { position: sticky; top: 100px; display: grid; gap: 18px; }
.side-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; }
.side-card .eyebrow { margin-bottom: 8px; }
.side-card h3 { margin-bottom: 8px; }
.side-card p { font-size: 14.5px; }
.side-quote { background: var(--blue-50); border-color: var(--blue-100); }
.side-quote .btn { width: 100%; margin: 6px 0 14px; }
.side-phone, .side-mail { display: block; font-family: var(--font-h); font-weight: 700; color: var(--ink); font-size: 15px; }
.side-mail { font-weight: 500; font-size: 14px; color: var(--blue); margin-top: 2px; }
.side-links li a { display: block; padding: 7px 0; font-size: 14px; font-weight: 500; color: var(--ink); border-bottom: 1px solid var(--line); }
.side-links li:last-child a { border-bottom: 0; }
.side-links li a:hover { color: var(--blue); }
.side-due p { margin: 0; }

/* article content */
.page-main .container, .page-single .container { padding: 0; }
.page-main .article, .page-single .article { padding: 0; }
.article .wrap { max-width: none; }
.article h1 { font-size: clamp(26px, 3vw, 34px); margin-bottom: 16px; }
.article h2 { font-size: clamp(22px, 2.6vw, 28px); margin-top: 44px; }
.article h3 { font-size: 20px; margin-top: 34px; }
.article h4 { margin-top: 24px; }
.article ul, .article ol { margin: 0 0 18px; padding-left: 0; }
.article ul li { position: relative; padding-left: 26px; margin-bottom: 8px; }
.article ul li::before { content: ""; position: absolute; left: 3px; top: 10px; width: 7px; height: 7px; border-right: 2px solid var(--blue); border-top: 2px solid var(--blue); transform: rotate(45deg); }
.article ol { list-style: decimal; padding-left: 22px; }
.article ol li { margin-bottom: 8px; padding-left: 4px; }
.article ol li::marker { color: var(--blue); font-weight: 700; }
.article strong { color: var(--ink); font-weight: 600; }
.article table { width: 100%; border-collapse: collapse; margin: 8px 0 24px; font-size: 15px; }
.article th, .article td { text-align: left; padding: 12px 14px; border: 1px solid var(--line); vertical-align: top; }
.article th { background: var(--soft); color: var(--ink); font-weight: 600; }
.article .table-scroll { overflow-x: auto; }
.inline-cta { display: flex; flex-wrap: wrap; gap: 12px 20px; align-items: center; margin: 10px 0 24px; font-weight: 600; }
.inline-cta .phone { color: var(--ink); }
.callout { background: var(--blue-50); border-left: 4px solid var(--blue); padding: 18px 22px; border-radius: 8px; margin: 20px 0; color: var(--ink); }
.related { font-size: 15px; }
.related a { font-weight: 600; }
.disclaimer { font-size: 13px; line-height: 1.6; color: var(--muted); border-top: 1px solid var(--line); padding-top: 20px; margin-top: 30px; }
.cta-box { background: var(--soft); border: 1px solid var(--line); border-radius: var(--radius); padding: 32px; margin: 40px 0 30px; }
.cta-box h2, .cta-box h3 { margin-top: 0; }
.cta-box .form-shell { margin: 20px 0 0; box-shadow: none; padding: 0; border: 0; background: transparent; }
.back-link { display: inline-flex; align-items: center; gap: 6px; font-weight: 600; margin: 10px 0 0; }

/* program index */
.program-list { display: grid; gap: 18px; }
.program-item { border: 1px solid var(--line); border-radius: var(--radius); padding: 26px 28px; background: #fff; transition: box-shadow .2s, transform .2s; }
.program-item:hover { box-shadow: var(--shadow); transform: translateY(-3px); }
.program-item h3 { margin: 0 0 6px; font-size: 21px; }
.program-item .tag { font-size: 13px; font-weight: 600; color: var(--blue); margin-bottom: 10px; }
.program-item p { font-size: 15px; margin-bottom: 10px; }
.program-item .more { font-weight: 600; font-size: 14px; }

/* team */
.team-card { display: grid; grid-template-columns: 220px 1fr; gap: 36px; align-items: start; background: var(--soft); border: 1px solid var(--line); border-radius: var(--radius); padding: 36px; }
.team-card .avatar { width: 220px; height: 220px; border-radius: 20px; background: linear-gradient(135deg, var(--blue), var(--blue-2)); display: grid; place-items: center; color: #fff; font-family: var(--font-h); font-size: 64px; font-weight: 800; }
.team-card h2 { margin: 0 0 4px; }
.team-card .role { color: var(--blue); font-weight: 700; margin-bottom: 14px; }
.team-card .license { font-size: 14px; color: var(--ink); }

/* contact page */
.contact-grid { display: grid; grid-template-columns: 1.3fr 1fr; gap: 40px; align-items: start; }
.contact-side .block { background: var(--soft); border: 1px solid var(--line); border-radius: var(--radius); padding: 24px 26px; margin-bottom: 18px; }
.contact-side h2 { font-size: 20px; margin: 0 0 8px; }
.contact-side p { margin: 0; font-size: 15px; }
.contact-side a { font-weight: 600; }

/* calculators */
.calc { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: start; }
.calc form { background: var(--soft); border: 1px solid var(--line); border-radius: var(--radius); padding: 30px; }
.calc label { display: block; font-size: 14px; font-weight: 600; color: var(--ink); margin-bottom: 6px; }
.calc input { width: 100%; padding: 12px 14px; border: 1px solid var(--line); border-radius: 8px; font: inherit; font-size: 15px; margin-bottom: 18px; background: #fff; color: var(--ink); }
.calc input:focus { outline: 2px solid var(--blue); outline-offset: 1px; border-color: var(--blue); }
.calc .result { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 26px 30px; }
.calc dl { margin: 0; display: grid; gap: 14px; }
.calc dl div { display: flex; justify-content: space-between; gap: 16px; border-bottom: 1px solid var(--line); padding-bottom: 10px; }
.calc dt { color: var(--text); }
.calc dd { margin: 0; font-family: var(--font-h); font-weight: 700; color: var(--ink); }
.calc .note { font-size: 13px; color: var(--muted); margin-top: 16px; }

/* footer */
.site-footer { background: var(--navy); color: rgba(255,255,255,.7); padding: 72px 0 0; font-size: 14px; }
.footer-top { display: grid; grid-template-columns: 1.5fr repeat(6, 1fr); gap: 28px; }
.footer-brand img { width: 170px; margin-bottom: 18px; }
.footer-brand p { font-size: 14px; }
.site-footer h3 { color: #fff; font-size: 13px; letter-spacing: .1em; text-transform: uppercase; margin-bottom: 16px; }
.site-footer a { color: rgba(255,255,255,.72); }
.site-footer a:hover { color: #fff; }
.site-footer .fw li { margin-bottom: 9px; }
.social { display: flex; gap: 10px; margin-top: 18px; }
.social a { width: 36px; height: 36px; border-radius: 50%; background: rgba(255,255,255,.08); display: grid; place-items: center; }
.social a:hover { background: var(--blue); }
.social svg { width: 16px; height: 16px; stroke: none; fill: currentColor; }
.footer-legal { border-top: 1px solid rgba(255,255,255,.1); margin-top: 48px; padding: 28px 0 24px; }
.footer-legal p { font-size: 12.5px; line-height: 1.6; color: rgba(255,255,255,.55); }
.footer-bottom { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 10px; margin-top: 10px; }
.footer-bottom p { margin: 0; color: rgba(255,255,255,.6); font-size: 13px; }
.footer-bottom ul { display: flex; gap: 18px; font-size: 13px; }
.to-top { position: fixed; right: 22px; bottom: 22px; width: 46px; height: 46px; border-radius: 50%; background: var(--blue); color: #fff; display: grid; place-items: center; box-shadow: 0 8px 20px rgba(21,111,237,.35); opacity: 0; visibility: hidden; transform: translateY(10px); transition: opacity .2s, transform .2s, visibility .2s; z-index: 40; }
.to-top.show { opacity: 1; visibility: visible; transform: none; }
.to-top:hover { color: #fff; }
.to-top svg { width: 20px; height: 20px; }

/* reveal */
.reveal { opacity: 0; transform: translateY(18px); transition: opacity .6s ease, transform .6s ease; }
.reveal.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) { .reveal { opacity: 1; transform: none; transition: none; } html { scroll-behavior: auto; } }


/* motion */
@keyframes rise { from { opacity: 0; transform: translateY(22px); } to { opacity: 1; transform: none; } }
@keyframes floaty { 0%, 100% { transform: translateY(0); } 50% { transform: translateY(-9px); } }
@keyframes ticker { from { transform: translateX(0); } to { transform: translateX(-50%); } }
@keyframes pulse-ring { 0% { box-shadow: 0 0 0 0 rgba(21,111,237,.45); } 70% { box-shadow: 0 0 0 14px rgba(21,111,237,0); } 100% { box-shadow: 0 0 0 0 rgba(21,111,237,0); } }
@keyframes zoomin { from { transform: scale(1.08); } to { transform: scale(1); } }
.rise { opacity: 0; animation: rise .8s cubic-bezier(.2,.8,.2,1) forwards; animation-delay: calc(var(--d, 0) * 120ms + 80ms); }
.hero-visual .photo img { animation: zoomin 1.6s cubic-bezier(.2,.8,.2,1) both; }
.hero-card { animation: floaty 5s ease-in-out infinite; }
.hero-card.c1 { animation-delay: .4s; }
.hero-card.c2 { animation-delay: 1.1s; }
.hero-card.c3 { animation-delay: 2s; animation-duration: 6s; }
.hero-card .ic { animation: pulse-ring 3.2s ease-out infinite; }
.hero-card.c2 .ic { animation-delay: 1s; }
.hero-card.c3 .ic { animation-delay: 2s; }
.ticker { background: #fff; border-bottom: 1px solid var(--line); overflow: hidden; padding: 14px 0; }
.ticker-track { display: flex; align-items: center; gap: 0; width: max-content; animation: ticker 48s linear infinite; }
.ticker-track span { font-family: var(--font-h); font-weight: 700; font-size: 13px; letter-spacing: .12em; text-transform: uppercase; color: var(--ink); padding: 0 8px; white-space: nowrap; }
.ticker-track i { width: 6px; height: 6px; border-radius: 50%; background: var(--blue); margin: 0 18px; flex: none; }
.ticker:hover .ticker-track { animation-play-state: paused; }
.eyebrow { position: relative; }
.section-head.center .eyebrow::after { content: ""; display: block; width: 0; height: 2px; background: var(--blue); margin: 8px auto 0; transition: width .8s cubic-bezier(.2,.8,.2,1) .2s; }
.reveal.in .eyebrow::after { width: 100%; }
.step { transition: transform .3s, box-shadow .3s, border-color .3s; overflow: hidden; }
.step::before { content: ""; position: absolute; left: 0; top: 0; width: 100%; height: 4px; background: linear-gradient(90deg, var(--blue), var(--blue-2)); transform: scaleX(0); transform-origin: left; transition: transform .7s cubic-bezier(.2,.8,.2,1) .15s; }
.step.in::before { transform: scaleX(1); }
.step:hover { transform: translateY(-5px); box-shadow: var(--shadow); border-color: var(--blue-100); }
.step .num { transition: color .3s, transform .4s cubic-bezier(.2,.8,.2,1); }
.step:hover .num { color: var(--blue); transform: translateX(4px); }
.stat strong { transition: transform .3s; }
.stat:hover strong { transform: translateY(-2px); }
.faq details p { animation: rise .35s ease both; }
.text-link svg { transition: transform .25s cubic-bezier(.2,.8,.2,1); }
.aud:hover .text-link svg, .pcard:hover .text-link svg { transform: translateX(4px); }
.why-visual img, .direct-fox img { transition: transform .9s cubic-bezier(.2,.8,.2,1); }
.why-visual:hover img, .direct-fox:hover img { transform: scale(1.04); }
.reveal { transition-duration: .9s; }
.audience .aud:nth-child(2), .programs-grid .pcard:nth-child(3n+2), .steps .step:nth-child(2) { transition-delay: .12s; }
.audience .aud:nth-child(3), .programs-grid .pcard:nth-child(3n), .steps .step:nth-child(3) { transition-delay: .24s; }
.site-header.stuck .header-row { min-height: 70px; }
.site-header.stuck .brand img { width: 124px; }
.header-row, .brand img { transition: min-height .3s, width .3s; }
@media (prefers-reduced-motion: reduce) {
  .rise, .hero-card, .hero-card .ic, .hero-visual .photo img, .ticker-track, .faq details p { animation: none !important; opacity: 1; }
  .step::before { transform: none; }
}


/* property management */
.pm-hero { position: relative; color: #fff; padding: 96px 0 90px; background: var(--navy) url("/assets/img/pm-hero.jpg") center / cover no-repeat; overflow: hidden; }
.pm-hero::before { content: ""; position: absolute; inset: 0; background: linear-gradient(100deg, rgba(13,24,32,.92) 0%, rgba(13,24,32,.72) 50%, rgba(21,111,237,.45) 100%); }
.pm-hero .container { position: relative; }
.pm-hero-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 56px; align-items: center; }
.pm-hero h1 { color: #fff; }
.pm-hero h1 em { font-style: normal; color: var(--blue-2); }
.pm-hero .lead { color: rgba(255,255,255,.82); max-width: 560px; }
.pm-hero .eyebrow { color: var(--blue-2); }
.pm-trust { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.pm-trust li { background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.14); backdrop-filter: blur(8px); border-radius: var(--radius); padding: 20px; transition: transform .3s, background .3s; }
.pm-trust li:hover { transform: translateY(-4px); background: rgba(255,255,255,.14); }
.pm-trust svg { width: 28px; height: 28px; color: var(--blue-2); margin-bottom: 10px; stroke-width: 1.7; }
.pm-trust strong { display: block; font-family: var(--font-h); font-size: 16px; color: #fff; margin-bottom: 6px; line-height: 1.3; }
.pm-trust span { font-size: 13.5px; color: rgba(255,255,255,.72); line-height: 1.5; }
.pm-services { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.pm-service { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; transition: transform .25s, box-shadow .25s, border-color .25s; }
.pm-service:hover { transform: translateY(-5px); box-shadow: var(--shadow); border-color: var(--blue-100); }
.pm-service .ic { width: 52px; height: 52px; border-radius: 14px; background: linear-gradient(135deg, var(--blue), var(--blue-2)); color: #fff; display: grid; place-items: center; margin-bottom: 16px; box-shadow: 0 8px 18px rgba(21,111,237,.3); transition: transform .35s cubic-bezier(.2,.8,.2,1); }
.pm-service:hover .ic { transform: rotate(-6deg) scale(1.06); }
.pm-service .ic svg { width: 26px; height: 26px; stroke-width: 1.7; }
.pm-service h3 { font-size: 19px; margin-bottom: 6px; }
.pm-service p { font-size: 14.5px; margin: 0; }
.pm-two { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.pm-panel { background: var(--soft); border: 1px solid var(--line); border-radius: var(--radius); padding: 36px; }
.pm-panel h2 { font-size: 26px; }
.pm-emergency { margin: 18px 0 0; font-size: 14px; background: #fff7e6; border: 1px solid #f6d9a0; border-radius: 8px; padding: 12px 14px; color: var(--ink); }
.pm-contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-top: 24px; }
.pm-contact-grid div { background: var(--soft); border: 1px solid var(--line); border-radius: var(--radius-sm); padding: 16px; font-size: 14px; }
.pm-contact-grid svg { width: 24px; height: 24px; color: var(--blue); margin-bottom: 8px; }
.pm-contact-grid strong { display: block; font-family: var(--font-h); color: var(--ink); margin-bottom: 4px; }
.pm-contact-grid span { display: block; line-height: 1.6; }
.pm-strip { padding: 0 0 96px; }
.pm-strip-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; background: var(--soft); border: 1px solid var(--line); border-radius: 24px; padding: 40px; }
.pm-strip-img { border-radius: 16px; overflow: hidden; aspect-ratio: 16 / 10; box-shadow: var(--shadow); }
.pm-strip-img img { width: 100%; height: 100%; object-fit: cover; }
.pm-strip h2 { font-size: clamp(26px, 3vw, 34px); }
.pm-form-layout { display: grid; grid-template-columns: minmax(0, 1fr) 300px; gap: 40px; align-items: start; }
.pm-side { display: grid; gap: 18px; position: sticky; top: 100px; }
.pm-steps { list-style: decimal; padding-left: 20px; margin: 0; font-size: 14.5px; }
.pm-steps li { margin-bottom: 8px; }

/* native forms */
.form-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow); }
.form-card-head { background: linear-gradient(120deg, var(--blue-deep), var(--blue)); color: #fff; padding: 20px 28px; }
.form-card-head h3 { color: #fff; margin: 0; font-size: 20px; }
.form-card-head p { margin: 4px 0 0; color: rgba(255,255,255,.8); font-size: 14px; }
.form-card-body { padding: 26px 28px 28px; }
.form-card-body h4 { margin: 8px 0 14px; color: var(--blue-deep); font-size: 15px; text-transform: uppercase; letter-spacing: .08em; }
.form-card-body h4 + .f-grid { margin-bottom: 24px; }
.f-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px 18px; margin-bottom: 20px; }
.f-grid.three { grid-template-columns: repeat(3, 1fr); }
.f-grid.four { grid-template-columns: repeat(4, 1fr); }
.f-grid.five { grid-template-columns: repeat(5, 1fr); }
.f-grid .full { grid-column: 1 / -1; }
.f-grid .two { grid-column: span 2; }
.f-grid label, .q-grid legend { display: block; font-size: 13.5px; font-weight: 600; color: var(--ink); }
.f-grid input, .f-grid select, .f-grid textarea { display: block; width: 100%; margin-top: 6px; padding: 11px 13px; border: 1px solid var(--line); border-radius: 8px; font: inherit; font-size: 15px; color: var(--ink); background: #fff; }
.f-grid input:focus, .f-grid select:focus, .f-grid textarea:focus { outline: 2px solid var(--blue); outline-offset: 1px; border-color: var(--blue); }
.f-grid label.check { display: flex; align-items: center; gap: 10px; font-weight: 500; }
.f-grid label.check input { width: 18px; height: 18px; margin: 0; }
fieldset.radio { border: 0; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 8px 18px; align-items: center; }
fieldset.radio legend { padding: 0; margin-bottom: 6px; width: 100%; }
fieldset.radio label { display: inline-flex; align-items: center; gap: 6px; font-weight: 500; font-size: 14px; }
fieldset.radio input { margin: 0; width: 16px; height: 16px; }
.q-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px 28px; margin-bottom: 8px; }
.q-grid fieldset { background: var(--soft); border-radius: 8px; padding: 12px 14px; }
.callout.warn { background: #fff7e6; border-left-color: #e3a52a; }
.f-note { font-size: 13px; color: var(--muted); margin: 14px 0 0; }
.article .form-card ul li::before { display: none; }
.article .form-card ol { padding-left: 20px; }
@media (max-width: 1099px) { .pm-hero-grid, .pm-strip-grid, .pm-form-layout { grid-template-columns: 1fr; } .pm-side { position: static; } .footer-top { grid-template-columns: 1fr 1fr 1fr; } }
@media (max-width: 860px) { .pm-services, .pm-two, .pm-contact-grid, .q-grid { grid-template-columns: 1fr; } .f-grid, .f-grid.three, .f-grid.four, .f-grid.five { grid-template-columns: 1fr 1fr; } .f-grid .two { grid-column: 1 / -1; } .pm-strip-grid { padding: 24px; } }
@media (max-width: 600px) { .pm-trust { grid-template-columns: 1fr; } .f-grid, .f-grid.three, .f-grid.four, .f-grid.five { grid-template-columns: 1fr; } .pm-hero { padding: 64px 0; } }


/* video hero */
.hero-video { position: relative; min-height: min(88vh, 860px); display: flex; align-items: center; padding: 96px 0 72px; background: var(--navy); color: #fff; overflow: hidden; isolation: isolate; }
.hero-video::before { display: none; }
.hero-bg { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: 62% center; z-index: 0; animation: zoomin 2.4s cubic-bezier(.2,.8,.2,1) both; }
.hero-shade { position: absolute; inset: 0; z-index: 1; background: linear-gradient(100deg, rgba(11,30,60,.92) 0%, rgba(11,30,60,.76) 38%, rgba(21,80,170,.38) 68%, rgba(21,111,237,.42) 100%); }
.hero-shade::after { content: ""; position: absolute; inset: auto 0 0 0; height: 160px; background: linear-gradient(180deg, transparent, rgba(13,24,32,.65)); }
.hero-video-inner { position: relative; z-index: 2; }
.hero-video .hero-copy { max-width: 720px; }
.hero-video .eyebrow { color: var(--blue-2); }
.hero-video h1 { color: #fff; font-size: clamp(38px, 5.6vw, 66px); text-shadow: 0 2px 24px rgba(0,0,0,.25); }
.hero-video h1 em { color: var(--blue-2); }
.hero-video .lead { color: rgba(255,255,255,.84); font-size: 19px; max-width: 600px; }
.btn-glass { background: rgba(255,255,255,.1); color: #fff; border: 1px solid rgba(255,255,255,.35); backdrop-filter: blur(8px); -webkit-backdrop-filter: blur(8px); }
.btn-glass:hover { background: rgba(255,255,255,.2); color: #fff; border-color: rgba(255,255,255,.6); transform: translateY(-2px); }
.hero-chips { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; margin-top: 56px; }
.hero-chips li { display: flex; align-items: center; gap: 12px; background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.16); backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px); border-radius: 12px; padding: 14px 16px; transition: background .3s, transform .3s; }
.hero-chips li:hover { background: rgba(255,255,255,.15); transform: translateY(-3px); }
.hero-chips .ic { width: 40px; height: 40px; border-radius: 10px; background: linear-gradient(135deg, var(--blue), var(--blue-2)); color: #fff; display: grid; place-items: center; flex: none; box-shadow: 0 6px 14px rgba(21,111,237,.35); }
.hero-chips .ic svg { width: 21px; height: 21px; stroke-width: 1.8; }
.hero-chips strong { display: block; font-family: var(--font-h); font-size: 15px; color: #fff; line-height: 1.2; }
.hero-chips span { font-size: 12.5px; color: rgba(255,255,255,.7); }
.hero-chips div > span { display: block; }
@media (max-width: 1099px) { .hero-chips { grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px) { .hero-video { min-height: 0; padding: 64px 0 48px; } .hero-chips { grid-template-columns: 1fr; margin-top: 36px; } .hero-video h1 { font-size: 36px; } }
@media (prefers-reduced-motion: reduce) { .hero-bg { animation: none; } }

/* responsive */
@media (max-width: 1099px) {
  .hero-grid { grid-template-columns: 1fr; gap: 40px; }
  .hero-visual { max-width: 640px; }
  .hero-card.c1 { left: 8px; }
  .hero-card.c2 { right: 8px; }
  .stats-grid { grid-template-columns: repeat(3, 1fr); }
  .audience.four { grid-template-columns: 1fr 1fr; }
  .footer-top { grid-template-columns: 1fr 1fr 1fr; }
  .page-grid { grid-template-columns: 1fr; }
  .page-side { position: static; grid-template-columns: 1fr 1fr; }
  .side-card:nth-child(2) { grid-row: span 2; }
}
@media (max-width: 860px) {
  .section { padding: 68px 0; }
  .audience, .audience.four, .programs-grid, .steps { grid-template-columns: 1fr; }
  .why-grid, .direct-grid, .form-grid, .leader, .cta-band .container { grid-template-columns: 1fr; }
  .leader .avatar { width: 200px; height: 200px; font-size: 64px; }
  .cta-band .actions { justify-content: flex-start; }
  .contact-grid, .calc { grid-template-columns: 1fr; }
  .team-card { grid-template-columns: 1fr; }
  .page-side { grid-template-columns: 1fr; }
}
@media (max-width: 600px) {
  .hero { padding: 44px 0 56px; }
  .hero-card { position: static; margin-top: 12px; }
  .hero-visual .photo { aspect-ratio: 4 / 3; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .stat strong { font-size: 22px; }
  .footer-top { grid-template-columns: 1fr; }
  .cta-box { padding: 22px 18px; }
}

.form-legal { font-size: .85rem; color: #4a5560; margin: 10px 4px 0; }
.form-legal a { text-decoration: underline; }

/* GHL embed script hides the iframe until it handshakes; force it visible so the quote form always shows */
iframe[id^="inline-V8TJNASQst4zIiAlspzs"] { opacity: 1 !important; visibility: visible !important; pointer-events: auto !important; position: static !important; left: auto !important; width: 100%; min-height: 1100px; }