Multifamily & Mixed-Use Loans
Financing for 5+ Unit Apartment Buildings and Mixed-Use Properties
Blue Fox Capital specializes in financing multifamily apartment buildings and mixed-use properties for investors across the country. Whether you’re acquiring your first 5-unit building or refinancing a 100+ unit portfolio, we have loan programs designed to maximize your leverage and minimize friction at closing.
Loan Programs
DSCR / Debt Service Coverage Ratio Loans
- Qualify based on property cash flow — no personal income verification
- 5–8 unit and larger multifamily properties
- 30-year amortization, fixed and adjustable rate options
- Available to LLCs and other investment entities
Agency-Style / Permanent Financing
- Fannie Mae / Freddie Mac programs for stabilized multifamily assets
- Non-recourse options available
- Competitive long-term fixed rates
- 5+ unit properties, nationwide
Bridge Financing for Multifamily
- Ideal for value-add acquisitions and lease-up situations
- Up to 75% LTV on as-is value
- 6 to 24 month terms, interest-only
- Transition to permanent financing upon stabilization
Eligible Property Types
- Apartment buildings (5–500+ units)
- Mixed-use buildings (retail + residential)
- Student housing
- Senior and workforce housing
Why Multifamily Investors Choose Blue Fox Capital
Multifamily is one of the strongest performing commercial asset classes, and we understand the nuances of underwriting income-producing properties. Our team helps you structure financing around actual property cash flow, tenant mix, and long-term hold strategy — not just your W-2.
We work with investors ranging from first-time apartment buyers to seasoned portfolio operators managing millions in assets under management.
Ready to finance your next multifamily deal? Contact Blue Fox Capital today for a no-obligation consultation.
*All loans subject to underwriting approval. Programs vary by state and property type.
Get a Multifamily Loan Quote
Acquiring or refinancing an apartment building or mixed-use property? Let us structure the right financing for your deal.
Request a Quote | (310) 756-3619
Multifamily Loan FAQ
What unit count qualifies as a multifamily property?
For commercial multifamily financing, properties typically need 5 or more units. Properties with 2 to 4 units are generally financed through residential loan programs.
Can I finance a mixed-use building?
Yes. Mixed-use properties with both residential and commercial space qualify for several of our loan programs, depending on the residential-to-commercial ratio.
Do you offer loans for value-add multifamily projects?
Yes. We offer bridge and renovation loans for investors who plan to reposition or improve multifamily properties before refinancing into permanent debt.
What loan terms are available for multifamily?
Terms range from 12-month bridge loans to 30-year fixed-rate DSCR and conventional programs, depending on the property’s stabilization status and your investment strategy.